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Car Wreck in Garland

The unfortunate fact about drivers in Texas is that about one in every four drivers is operating on the public roads without state mandated liability insurance. Driving without insurance is not only illegal, it can be devastating to the victim of someone’s negligence. When an uninsured driver or any other driver decides to flee the scene of an accident after they caused it to occur, then the injured victim may have limited resources to recover from the damages.

In hit and run accidents, the victim will likely have to tap into his/her own insurance policy for help. Most insurance policies carry UM (Uninsured Motorist) or UIM (Underinsured Motorist) coverages for situations just like this. If the hit an run driver is never found, your own policy can help. In addition, you may have Personal Injury Protection (PIP) coverage which can aid in covering medical bills and expenses.

The feeling for most people is that there is nothing that can be done. However, an experienced attorney can advocate for you with your own insurance company to make sure you receive everything you deserve. Remember, your insurance will treat you like any other claimant and will try to pay you as little as possible. Their loyalty is only to their shareholders, not you despite your patronage of their company. Even if there is nothing that can be done, a free consultation with an experienced personal injury attorney may help you feel a little better about your situation. Our office can be contacted as follows: